Legal Disclaimers

Legal Disclaimer

Last updated: July 30, 2026

1. General Service Statement

The content, tools, calculators, templates, AI prompts, and digital services provided on Quarkova (https://quarkova.com), operated by Sunil Baran Mishra (Udyam Registration: UDYAM-WB-12-0125801, India), are provided strictly for general informational, educational, and personal productivity purposes on an "as-is" and "as-available" basis.

2. Non-Affiliation Disclaimer (Social Media Utilities)

Independent Service Provider: Quarkova and its social media media locator tools (including Instagram Downloader and Pinterest Downloader) are not affiliated, associated, authorized, endorsed by, or in any way officially connected with Meta Platforms Inc., Instagram, Pinterest Inc., or any of their subsidiaries or affiliates.

All product and company names, brand logos, and registered trademarks are the property of their respective owners. Their use on Quarkova does not imply any sponsorship, affiliation, or endorsement.

Our social utilities function purely as public web media stream locators to help users find direct media URLs for content they have a lawful right to access for personal, non-commercial archiving under Fair Use guidelines.

3. Financial & Health Calculator Disclaimer

All financial estimation tools (such as EMI Calculator, SIP Calculator, GST Calculator, Income Tax Calculator, Loan Calculator, FD/RD Calculators) and health calculators (such as BMI, BMR, Calorie, and Water Intake Calculators) provide estimates based on standard mathematical formulas.

Financial Notice: Calculations are indicative only and do not constitute professional financial, tax, banking, or investment advice. Users should consult licensed financial advisors or official banking sources before making financial decisions.
Medical & Health Notice: Health estimates do not constitute medical diagnosis, treatment, or clinical advice. Consult qualified healthcare professionals for medical guidance.

4. AI Prompts & Educational Content

Guides, articles, software snippets, and AI prompt templates hosted on Quarkova are curated for technical learning and general utility. Quarkova makes no warranties regarding their completeness, performance in custom environments, or applicability to specific commercial deployments.

5. Zero Support for Copyright Infringement

Quarkova strictly prohibits copyright infringement. Users bear total responsibility for ensuring that files, documents, or media processed using Quarkova tools comply with international copyright laws and the intellectual property rights of content owners.

6. Limitation of Liability

In no event shall Quarkova, its founder Sunil Baran Mishra, or any associated contributors be held liable for any damages, losses, system downtime, data corruption, or legal claims resulting from the use or misuse of our tools, calculators, or website content.

7. Contact Information

For questions regarding this disclaimer or copyright concerns, please visit our Contact Page or submit a notice to contact@quarkova.com.